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I thought I’d been told here that the debit card uses funds from your balances. Originally I thought you’d be billed for purchases. But the last point indicates that a balance isn’t needed.
Perusing your help file I see
The PayPal Business Debit Mastercard is a debit card available to individuals who have either a PayPal Business account or a PayPal Cash Plus account.With the PayPal Business Debit Mastercard you can do the following:
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