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Debit Card Quandry

Frequent Contributor

Debit Card Quandry

I thought I’d been told here that the debit card uses funds from your balances. Originally I thought you’d be billed for purchases.  But the last point indicates that a balance isn’t needed. 

Perusing your help file I see


The PayPal Business Debit Mastercard is a debit card available to individuals who have either a PayPal Business account or a PayPal Cash Plus account.

With the PayPal Business Debit Mastercard you can do the following:

  • Access money with your U.S. account instantly.
  • Withdraw funds from your PayPal account or check your balance at any Cirrus/Maestro ATM.
  • Pay with PayPal wherever you see the Mastercard logo (you do not need a minimum balance in your PayPal account)