Hello @Clogue,
That's a great question! As long as you set the bank as the backup funding source you should be OK. Say if it's a $10 purchase at a store and you only have $7 in your PayPal balance, the remaining $3 should top-up from your bank / back-up funding source. Here's a Help Center article that covers pretty much every debit and credit option we have just in case you would like check out what other options we have as well.
Have a great day!
- Jon K
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