Hello @Gehtmehraufkonz,
Welcome to the Community!
I understand you'd like to learn more about Pay Later options. PayPal offers PayPal Credit and Pay in 4 in Germany. You shouldn't be charged twice for one purchase with either option. If you have a duplicate charge for one purchase, don't hesitate to contact Customer Support by clicking 'Contact' at the bottom of any PayPal webpage for further assistance.
I hope this helps!
- Meghan
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