Why can’t I be approved for pay in 4

[KaseemT]

Every time I try to apply for pay in 4 I get declined. It tells me this is why Length of time since the last credit card added to your PayPal account(s). Length of time a bank account used in the past year has been in your PayPal account(s). Number of payments sent using your PayPal account(s). How do I go about fixing these issues? I have two credit cards linked, my debit card is linked, but the other two issues don’t make sense to me. How long does my bank account have to be linked and how many payments do I need to make using PayPal, if that’s what it wants

[PayPal_Shradha]

Hello @KaseemT,

Thanks for visiting PayPal's Community Forum. 

We are sorry to hear that you are not allowed to use Pay in 4. We can't see your decline explanation reason and cannot review loan application. You can understand why you may have been declined and potential ways to increase eligibility after reviewing your secure message centre. Kindly refer the article and help centre article to know the details of application for Pay in 4 and how you can increase the change of eligibility.

For further details, kindly reach out to our customer support team to know what can be done next or to get an understanding of the possible solution to the issue raised. Please reach out to the Support Team during business hours by clicking the Contact option at the bottom of PayPal page. If your unable to login into your PayPal account do reach us via phone and kindly select "Call us as Guest".

Hope this helps you!

Warm Regards,
Shradha