Paypal pay in 30 Days declined, even tho I always pay on time
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Hello,
today I went to buy something online and I wanted to use the pay 30 days option as usual, however I was unable to and it was blocked for me.
I have never ever failed to pay something on time and always paid earlier than needed. Can anybody tell me why this is happening? I never used Ratenzahulung, only Pay in 30 days and I have no debts and always pay everything on time. This just happened randomly.
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As its a short term loan there is always going to be a finite number of folks it can be offered to at any one time.
Guess around Christmas and New Year a lot of folks are going to be using that option and other short term loan options.
Advice is voluntary.
Kudos / Solution appreciated.
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I am not sure if this has anything to do with this, but I do have about 15 pending payments in February and March however that has never been an issue before and I was able to use this service as much as I wanted and again never missed a payment or anything.

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Hello @orangelibra
Welcome to the PayPal Help Community and thanks for posting here!
I do understand your concern about the Pay in 30 option unavailability for your recent purchase. PayPal Pay in 30 is not available for certain merchants/goods and the availability also depends on the internal checks. No worries, you may be eligible in the future. You can try to complete the checkout using another form of payment. Please refer this page for more information on "Pay in 30" option.
Thanks for the help @kernowlass!
I hope this information helps you,
Bindu

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