I found out that you have to perform this from a computer, not a phone (the phone apps make it impossible to cancel your enrollment in the payment security "benefit").
1.) Log into your Paypal Account on your computer.
2.) Scroll down until you see your PayPal credit module, and click "view details" or similar to be taken to your PayPal Credit account.
3.) Click on "Credit Service" menu item, then select "Payment Security" (you will be taken to the payment security details page)
4.) Click on "Manage Benefits" button (you will need to allow pop-ups for the page if it fails to load)
5.) you should now be on the Synchrony page. On the left, under the Payment Security Program section, click on the "Cancel" option
6.) Scroll down to the bottom of the page and you should see a dropdown with a pre-selected option (OLC - Cancel or something), make sure it's selected and then click the "Cancel" button.
7.) you will see a confirmation, click the confirmation to open as PDF and save for your records in case they try to continue charging you for it.
This is some underhanded BS. PayPal and Synchrony should be ashamed of themselves. I'll be telling everyone I can NOT to sign up for this crap.
