PayPal pay in 3

[Sam533]

Pay in 3 option is suddenly no longer available to me with no explanation from PayPal I am a father of two and the sole earner in my household and this service is crucial to me .... PayPal thanks for nothing

[kernowlass]

@Sam533 

I think its a waste of time, would rather save the funds in 3 instalments myself and then buy the item outright, no difference really just means you have to wait a tad longer.

However Pay in 3 is a short term loan so its not always available and is dependent on the merchant as well.

 https://www.paypal.com/uk/cshelp/article/HELP463

[PayPal_Meghan]

Hello @Sam533 and @kernowlass, 

Welcome to the Community, @Sam533! Thanks for that great information, @kernowlass! 

I understand your Pay in 3 is no longer available, @Sam533, and I'm sorry to hear that. You can find more information in your Secure Message Center if you've received a recent decline. If you haven't had any recently declined transactions, you could be running into PayPal's Security System. The Security System reviews each transaction and can limit available payment methods, including Pay in 3. To help with this, you'll want to always log in from one consistent device with your location services turned on. 

I hope the option to use Pay in 3 is available again soon! 

- Meghan