I went to buy 700 dollars in gift card and pay with my pay pal monthly and when I put in all my info I got this. I make all payments on time and always early I did recently change my card because I lost it and now it doesn't even give me the PayPal monthly option. Did anyone get this before and here is the message: This notice is in response to your recent request for a PayPal Pay Monthly installment loan. Our records show that you requested to open an installment loan on 08/26/2023. Your application was processed by a proprietary scoring system that assigns a numerical value to the various items of information we consider in evaluating an application. These numerical values are based upon the results of analyses of credit histories of large numbers of customers. Unfortunately, your application did not score a sufficient number of points for approval for the following reasons: Transaction amount that you requested is higher than we can approve at this time. Number of denied debit card payments using your PayPal account(s) in the last year. Number of successful one-time payments as compared to all payments made on all of your Pay in 4 installment loans.
