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Eh, yes and no. If you hadn't applied, I'd say no. Since you did, might as well leave it on as there is no fee to keep it on unused and you might be allowed to use it in the near future. But it's up to you if you want to remove it of course.
When you apply, it is like seeing if you are generally eligible or creditworthy for PayPal Credit product. For use, the system then reviews your account history and other factors to make a determination whether to present itself to you as payment method during each checkout session. The stars have to align so to speak.
This always seems to occur to people who have reported they've applied for it. They say they can't use it. It is better to be offered credit, than to seek it out.
I do not have PayPal Credit. I have plenty of credit on cards already so I don't need to be applying but I get offered PayPal Credit all the time when I checkout.
I am so glad I'm not the only person incredibly frustrated by this ridiculous
system they have put in place. When I e-mailed Paypal I got this lame
response about security protocol and some bull, so basically this was
their way of saying we don't trust you and even though the money
is sitting there, you're too low down the food chain to use it.
I have never been interested in a credit card. I have sometimes got credit
through a distributer, however I am tempted to get a PROPER credit card
as a poke in the eye to these clowns. Shambles concept.
what an absolute joke this is! why let us have a credit account to use then not let us use it. only on lower payments which get apr added to its **bleep**! another way of making money off people and getting them in debt. WELL DONE PAYPAL THANKS FOR YOUR **bleep** SERVICE