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PayPal Credit Not working for anything

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sharpiemarker
Esteemed Advisor

Eh, yes and no.  If you hadn't applied, I'd say no.  Since you did, might as well leave it on as there is no fee to keep it on unused and you might be allowed to use it in the near future. But it's up to you if you want to remove it of course.

 

When you apply, it is like seeing if you are generally eligible or creditworthy for PayPal Credit product.  For use, the system then reviews your account history and other factors to make a determination whether to present itself to you as payment method during each checkout session.  The stars have to align so to speak.

 

This always seems to occur to people who have reported they've applied for it.  They say they can't use it.  It is better to be offered credit, than to seek it out.

 

I do not have PayPal Credit.  I have plenty of credit on cards already so I don't need to be applying but I get offered PayPal Credit all the time when I checkout.

 

 


Kudos & Solved are greatly appreciated. 🙂

PayPal Credit Not working for anything

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EM0423
Contributor
I didn't apply for it, I didn't go looking for it, I opened a paypal account and they offered it to me.... that's whys I feel it ito is very frustrating to have been offered this and not let me use it... had I sought it out then I could understand that but I did not go looking for it.... they offered it to me and I accepted it.

PayPal Credit Not working for anything

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Annoyed1234
Contributor
Hm, PayPal offered their credit to me, just dangling this useless carrot in front of me is slightly odd and rather cruel, especially at Christmastime.

PayPal Credit Not working for anything

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psb1973
Member

I am so glad I'm not the only person incredibly frustrated by this ridiculous

system they have put in place. When I e-mailed Paypal I got this lame 

response about security protocol and some bull, so basically this was

their way of saying we don't trust you and even though the money

is sitting there, you're too low down the food chain to use it.

I have never been interested in a credit card. I have sometimes got credit

through a distributer, however I am tempted to get a PROPER credit card

as a poke in the eye to these clowns. Shambles concept. 

 

PayPal Credit Not working for anything

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Lostboy666
Contributor
I'm also baffled at how I could be approved for 3000 of credit and then its not working on a damn thing. I think whoever did allow me this line of credit is just plain mean. Am I wrong?

PayPal Credit Not working for anything

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BillyBoothman28
Contributor

what an absolute joke this is! why let us have a credit account to use then not let us use it. only on lower payments which get apr added to its **bleep**! another way of making money off people and getting them in debt. WELL DONE PAYPAL THANKS FOR YOUR **bleep** SERVICE

PayPal Credit Not working for anything

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Blucy45
Contributor
I have Paypal credit too. I’ve had it for a couple months. I pay it off within 30 days of purchasing something but tried to purchase something on Amazon last night and it didn’t work. Hasn’t worked for a lot of things. I don’t get it.

PayPal Credit Not working for anything

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Annoyed1234
Contributor
They're disputing my desire to buy some spaghetti for Christ's sake! I sent myself $1.00 (to a separate PayPal acct.) And that went through, lol, thanks PayPal for letting me know my value.

PayPal Credit Not working for anything

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Barclaybass
Member
Its mean and effing RIDICULOUS to give u a supposed line of credit then not let you EVER use it!!

PayPal Credit Not working for anything

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Nappynono
Contributor
PayPal credit is nothing but a bootleg credit card that can only be used when they say. One day you can use it and the next day you can't. What kind of bootleg fake credit card is this. Ridiculous!

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