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PayPal Credit Not working for anything

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Jonsteele9842
New Community Member
Paypal is a scam I used paypal for my business and they kept my first business payment from a sprinkler job and kept 500$ which was to cover material I purchased for the job for 6 months. And now I had to get a small loan to keep my business going ...they are a very big scam and don't think they should be in business and should be arrested for fraud

PayPal Credit Not working for anything

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traluvsfrogss
Contributor
I AGREE!!! IT'S FRAUD!!!

PayPal Credit Not working for anything

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traluvsfrogss
Contributor
It's 2020 and I'm going through this too! 2 years later and STILL NO HELP for PAYPAL!

PayPal Credit Not working for anything

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TheRealTamekia
Contributor
I don't have any disputes or anything and they still do this.

PayPal Credit Not working for anything

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WhatAJoke777
Member
Roses are red, PayPal is blue, They'll offer you credit, then you get **bleep**! Reps are useless, they have no say, "Use another method or try another day!" "It's for your protection, we care about you!" That's **bleep** Omar, you think I'm a fool? "Give it 48 hours, our system will reset!" It's been 48 days son, I'm starting to sweat "Clear your history, and also your cache!" Didn't work either, same as the last "Transactions reviewed on individual basis" Except every transactions denied lets face it! "Try a new browser, or maybe the app!" Been there done that - what a buncha crap

PayPal Credit Not working for anything

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temp20220614p
Contributor
Very good poem! But what is the first cuss word that rhymes with blue? :s I loved this though it made me giggle

PayPal Credit Not working for anything

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MuzaffarTeja
New Community Member
Totally irrelevant answer. It clearly said in question that PayPal credit has been approved. Credit rating and risk factors are not considered after credit has been approved.

PayPal Credit Not working for anything

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Loiswright1392
Contributor
Exactly! Suchrony bank .the issuer, says nothing is wrong with my account The payoal wallet person I talked to was not helpful at all. When I said, "so I guess I just cant use the rest of my credit line?" Her answer was, "for now." What kind of garbage is that??? Lol. That's fine... I just got a new credit card (a REAL ONE) so I'll pay this mistake off and close the account. I'm reporting paypal for shady business practices and will tell everyone I talk to to never use paypal credit. They will never fix their system until their bottom line is affected.

PayPal Credit Not working for anything

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sharpiemarker
Esteemed Advisor

Since your PayPal account and PayPal Credit account is new, PayPal Credit will not be available until you have built up a good history on PayPal account using your own money.  Once that happens PayPal Credit as payment method may start to be available but only when it is offered at checkout.  Even then, an alternate funding source may be used instead if PayPal Credit decides not to approve a purchase after you submit payment under PayPal Credit.  PayPal Credit reserves the right to restrict use of the line of credit depending on the circumstances of each purchase.


Kudos & Solved are greatly appreciated. 🙂

PayPal Credit Not working for anything

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EM0423
Contributor

So basically there is no reason to have it? If I can't use it whenever I want, what is the point of it? I'm not asking you that directly, I am just stating that there is no use for it then... If i have to jump through hoops to use it... seems very pointless to have and/or offer to customers if you aren't going to let them use it.

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