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PayPal Credit APR 0% vs something higher?

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TekGems
Contributor
Posted on

I tried to purchase a $300 computer on eBay and was offered 2.99% APR. I thought it would be 0% if I paid off the total in 6 months? Is the 2.99% APR what some people are offered? When does PayPal Credit offer 0% APR vs something else? 

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