Pay in 4
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Hello @Natzsvt,
Welcome to our community page and thank you for your post!
I understand your concern about your funds. When making a purchase with Pay in 4, we will conduct a pre-authorization hold on your specified payment method for an amount equal to the initial down payment or one fourth of your total purchase amount which will show as a pending authorization in your account. Information about Pay in 4 payments can be found here : Questions about Pay in 4 repayments
Once you complete your purchase with Pay in 4 and the merchant ships your goods, the pending authorization will be removed and the initial down payment will be withdrawn from your specified debit or credit card. If the purchase is not completed, any authorization will get voided in 72 hours. After the payment gets completed, you can contact the merchant for a refund or dispute the charge selecting the relevant options in the resolution center of your PayPal account.
I hope this information helps, have a great day!
Bindu
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