I have had a Paypal Credit account for years, always on autopay. I chose to turn off autopay for probably the first time ever, and forgot to reschedule it until I was over 30 days late. It's my fault. I handled it as soon as I noticed.
Has anyone here had luck with Paypal offering forgiveness and having a ding retracted off their credit history? I have been trying so hard to build my credit up and it just blows.