I clicked to use the pay in four feature and?

JCismii
New Community Member

This is frustrating. I selected the pay in 4 option and the authorization is for the full amount of the purchase. Will I be charged for the whole transaction?

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1 REPLY 1

PayPal_Ayesha
Moderator
Moderator

Hello @JCismii,

 

Welcome to PayPal Communtiy Forum an dthank you for posting!

 

I understand your concern about the Pay in 4 payment plan. When making a purchase with Pay in 4, we’ll conduct a pre-authorization hold on your specified payment method for an amount equal to the initial payment or one-fourth of your total transaction amount. This will show as a pending authorization within your PayPal Account Activity and also at your financial institution. Once you complete your purchase with Pay in 4 and the merchant ships your goods, the pending authorization will be removed and the initial payment will be withdrawn from your specified payment method. If you don’t complete your Pay in 4 transactions, the pending authorization will be automatically voided by PayPal within 72 hours of the pre-authorization hold. Please note, in some instances, your financial institution may take longer to remove the authorization after receiving the void request from PayPal. If you get fully charged and shows the ststus as completed, please reach out to PayPal Customer Support Team through thr available contact options on our website. 

 

Regards,

Ayesha


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