Hi @ktb2,
The PayPal Community welcomes you and thanks you for your post!
It sounds like you may be referring to our Pay in 4 option. I have good news that you are able to pay off your plan early! Simply log into your PayPal account, choose the Pay in 4 plan you want to pay and click Make a Payment. Then, you can make a new or unscheduled payment that will be applied to that Pay in 4 plan to pay it off early. Additional details regarding our Pay in 4 payment plan can be found within our Help Centre: Questions about Pay in 4 repayments. If you are referring to a different plan, please reply back with more details.
I hope this leads you to successfully paying off your plan early!
Thank you,
- Schae
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