Hi @Ryan6678,
Welcome to the PayPal Community.
To pay off the rest of your plan, just log into your PayPal account, choose the Pay in 4 plan you want to pay off and click Make a Payment. Then you can make an unscheduled payment to pay off the entire Pay in 4 plan.
Following this, you should be able to start a new Pay in 4 plan. PayPal Pay in 4 is not available for certain merchants and goods. We may also decide not to offer PayPal Pay in 4 as a payment option in certain circumstances, such as where our checks suggest an increased risk of fraud or where data we hold suggests you may not be eligible.
I hope this helps. Have a nice day!
-Rebecca.
