Hello, @twangster. I'm sorry for any misunderstanding, but only existing PayPal Here customers can use the associated card reader. Customers who want to use a Point Of Sale payment solution need to apply for and be approved for PayPal Zettle. To see what can be done about your purchase of a PayPal Here card reader, please contact Customer Service via https://www.paypal.com/us/business/pos.
I hope this is helpful. Thanks for your patience during this time.