Hello @EmmaTheAwesome,
Welcome to the PayPal Community! I'm sorry to hear you're unable to see the PayPal Credit area in your account. Are you logging in through the mobile browser, mobile app, or desktop browser? Have you tried a different method of logging in? If you're logging in through a browser, sometimes clearing your browser's cache, cookies, and history does the trick. If you're still running into issues after that, please don't hesitate to reach out to our Support Teams by clicking "Contact" at the bottom of any PayPal page.
Good luck!
- Jon K
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