Hello @Creditnovice,
Welcome to the PayPal Help Community, excellent question! Here's an excerpt from the UK PayPal Credit homepage on the 4 months, zero interest promotion:
"Our 0% interest offer is better than just an introductory offer. Simply spend over £99.00 and you get 0% interest for 4 months on that purchase. The great thing is you’ll automatically get 0% for 4 months every time you spend over £99.00."
I hope that helps!
- Jon K
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