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scammed, scammer, refund

New Community Member

scammed, scammer, refund

I have just found someone on instagram and they were selling something so they have tricked me into sending them money on friends & family and scammed me. Is there any ways i can refund or get my money back and stop this guy from using paypal?
Esteemed Advisor

Re: scammed, scammer, refund



A friends / family (or gift payment) is intended as a transfer of funds from family or friends to one another. For this reason, there is no processing fee when payment is made with bank or PayPal balance.
However as it is a gift payment, there is also no Buyer protection as no goods or services should have been exchanged.

If he was not a close mate or family member you should never use that option as it enables the seller to evade paying his paypal fees and negates your buyer protection at the same time.
You would also not be able to open a dispute apart from one citing an unauthorised transaction but that would be automatically closed as you did authorise the initial payment.

If you funded your paypal payment via a credit card then contact your card issuer and see if they will help you but unfortunately they may decline as well as it was a gift payment.

Advice is voluntary.
Kudos / Solution appreciated.