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paypal account optional not optional at all. mandatory during credit card payment

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paypal account optional not optional at all. mandatory during credit card payment

im using woocomerce to set up a small store to accept credit cards, it has no problem shows credit card option to make a payment, BUT during check out the paypal account optional is not optional at all.  appears to be mandatory for payment, i do not know what am i doing wrong, im using express check out on a business account, i just want to have the option for credit card nor the paypal. any thoughts?

 

It seems like the systems is focus on get a paypal payment rather than credit card payment

 

Funny part is that info on paypal about the feature states ...They use an alternate checkout and have the option to sign up for a PayPal account afterward

 

but is not optional at all