payments

kayleigh11
Contributor
Contributor
when using paypal and not having any money in your bank but still buy it how do you pay it back to paypal and how much at a time? thank you
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1 REPLY 1

kernowlass
Esteemed Advisor
Esteemed Advisor

@kayleigh11

 

If you buy something and have no available funds in your paypal balance then either your bank will decline the payment OR they will allow it if you have an overdraft option.

If its declined then paypal will try again a few days later, if that fails they will put your paypal account into negative and may also try your back up funding source ie a card..........remember paypal have probably already credited the seller the payment upfront so its paypal you owe the funds to.

If you don't clear the neg balance promptly they will sell the debt on to a collection agency that will come knocking on your door or place of work.

And paypal will also either limit your account OR stop you using your bank account as a funding source.


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Kudos / Solution appreciated.
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