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fees related to accepting credit card payments

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fees related to accepting credit card payments

I have what I thought was a personal PP account, but it turns out it's actually a PP biz account (not sure what I did, but tis a classic case of 'user error').

 

I understand there is no fee for holding either a personal or biz paypal account.  However, I just wanted to check what happens if payment is made to me via credit card.

 

For example I have just posted items on ebay and strangely can see I'm able to accept credit cards...this must be due to my paypal biz account. If someone pays for an item via this credit card linked service, will I incur any additional costs on this transaction?

 

All answers gratefully received.