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Transfers from bank accounts are never instant, that is why when you buy something paypal credit the seller upfront for you and paypal take the wait for the funds to transfer to pay them back again, this is so you get your item without delay.
Takes 5-7 working days to transfer as Paypal use the slowest (cheapest) transfer option BUT funds normally leave your bank account from a few hours up to a few days later.
HOWEVER they only take that risk if they are sure the transfer will complete, for some high risk or high cost transactions OR for some family / friends payments OR if you don't have a back up card linked to your paypal account then they will go as an echeque and you take the wait instead of paypal?
Advice is voluntary.
Kudos / Solution appreciated.
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