Zambia

[Chriapine]

I have been trying to buy some products,but keeps on advising me to pay the the money under family and friends if I use PayPal. What are the setbacks will I face of I follow that way should they fail to deliver the items? And has anyone know a company called fast truck computers?

[kernowlass · Accepted solution]

@Chriapine 

A friends / family (or gift payment) is intended as a transfer of funds from family or friends to one another. For this reason, there is no processing fee when payment is made with bank or PayPal balance.
However as it is a “gift” payment, there is also no Buyer protection as no goods or services should have been exchanged.

If he was not a close mate or family member you should never use that option as it enables the seller to evade his paypal fees and negates your buyer protection at the same time. That is also why you would be unable to open a dispute apart from an unauthorised transaction (if your account was hacked and used without your consent).

You also risk having your account limited for using this option when you are purchasing goods as its against Paypal rules.
My advice? Buy with a more safer seller.

[Chriapine]

Thank you so much Kernowlass.Indeed this has helped very much.