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Will PayPal credit automatically take from bank account if not approved for raising limit?

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Will PayPal credit automatically take from bank account if not approved for raising limit?

I can’t find an up-to-date definitive answer to this. I understand that attempting to buy an item over my credit limit will result in either an approval (limit raise) or not - but what happens if it’s not approved? Some answers on here say that the purchase will automatically then have the payment taken from your linked card or account, others say the attempted purchase will simply be refused.

Clearly it’d be good to know which is fact!

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Re: Will PayPal credit automatically take from bank account if not approved for raising limit?

Anyone?