Why is my money the money still pending

[Pepper1001]

My sister transferred money into my account and PayPal still has it pending 3 days now! Can you explain why when it showed I received it which if i received I should have access to and I don't. Very upset! will close this account as soon as I receive it.

[kernowlass]

@Pepper1001 

Transfers from bank accounts are never instant they are echeques and go via ACH in batches.
Paypal states ''instant transfer'' because normally when you buy something paypal credit the seller upfront and they then take the wait for the funds to transfer, this is so you get your item without delay.

Takes approximately several working days to transfer as Paypal use the slowest (cheapest) transfer option however the funds normally leave your bank account from a few hours up to a few days later.

There are times when its you and/or the seller that takes the wait for the echeque to clear and here are some of the reasons...

1. Card needs updating.
2. Has had a recent negative balance.
3. A recent failed bank transfer.
4. For some high cost riskier payments / transactions.
5. Friends / family payments....funded from a bank account.
6. Adding funds to your paypal account balance.

https://www.paypal.com/us/smarthelp/article/how-do-i-close-my-paypal-account-faq1215?app=searchAutoC...