Why does paypal hate me?

[kremmboi]

i have a bank account linked with paypal, but everytime i try to purchase something, it wants my kredit card THAT I DONT HAVE 
It worked with the bank when i first made the account, but now it won't let me... 😞
Do i HAVE to have a kredit card?

[kernowlass]

@kremmboi

Paypal likes you to have a back up funding source.