Upset over PayPal payment coming directly out of my Bank Account

[SherFan]

PayPal is costing me money each month and I am upset over this. What is the point of having PayPal credit line if the money is coming DIRECTLY out of my bank account when I made a purchase? I only keep a few dollars in my bank acct and now for the second month in a row I have overdrawn the account. Why am I unable to use my PAYPAL credit line???? I have had to pay overdraft fees twice now.

[PayPal_Olivia]

Hi @SherFan,

I'm sorry to hear that your bank was used when you would have preferred to use PayPal Credit. At the time of payment, please make sure to review the payment option that's listed and if you would like to change it, the option to change will be listed there. There are times that PayPal Credit may not be available for a payment. if there's risk associated with the payment, some or all payment methods may not be allowed.

I hope this information helps!

Olivia