I've been seaching the internet and this community for some time trying to find an answer to this question. Simply put I hate this feature. It always makes me think I haven't spent money, which then surprises me when it leaves my account. I didn't sign up for this and do not require it. I feel that it is an unauthorised credit agreement. You may argue that I need to manage my money better but I was doing just fine until paypal forced this upon me.
There seems to be no useful settings on my paypal at all. 'My Money' only allows me to select payment method. 'My Checkout Settings' just go back to my name and address. Nothing else has any relevence.
Paypal have been no help whatsoever. It feels that they are active in hiding this information, deliberately changing the webpage whenever someone reveals how to remove this feature. I don't see what benefit it would be to them but then I am not a tax avoidance specialist.
From what I can gather, you have to delete your bank account(s) to remove 'Pay after Delivery'. I have yet to make a purchase to confirm this, so would appreciate it if anyone else could let me know if it worked for them.
