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I'd be grateful if anyone can help on this.
I'm trying to buy a used car and the car dealership does not accept Amex.
I'm wondering if you can get round this by sending the car dealership a bank transfer from Paypal via Xoom, that will draw from my Amex card.
It will charge me a fee which I don't mind paying as I will accumulate membership points on my Amex card in return.
However, my main question is will Amex view this as a 'transaction' or a 'cash advance?
If they view at as a 'transaction' this is fine. However, if they view it as a cash advance amex will charge me additional fees which is not what I want.
Let me know if anyone has any experience of this.
I'm based in the UK.
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