Refund - does it come from linked bank account?

[Mumborumbo]

I have sent a refund to someone. It is pending. I have no money in my paypal account, but the account is linked to my bank account. Will the refund automatically come out of my bank account or do I need to put the money into Paypal account?

[kernowlass]

@Mumborumbo 

Pending refunds can only happen for two reasons.

1. The seller has issued a refund from their bank account which takes time to process.

2. You funded the payment to the seller using bank transfer. What PayPal do here is credit the recipient on your behalf (so there is no delay in despatching your item). Then if you receive a refund in the meantime they are unable to issue this until the original bank transfer completes.

https://www.paypal.com/us/selfhelp/article/i-want-a-refund