As I read through the Archive, I see it could take up to 30 days to get a refund back to your card. Then another one says it can take 5-7 days. Seriously? Pay-pal charged my account in lass them 30 seconds. Why so long, I already have a replacement item for the one I bought, in my Que, waiting for my refund. If I have to even wait 5 days, it could be sold. Here is a suggestion Pay-Pal. Offer an option on where you want it credited to. Have an explanation on what the benefits are to each one, and the downfall of each one. I've been using pay-pal, and E-Bay for a very long time now... However, after experiencing this, I may consider getting my items from other sites. As long as Pay-Pal has been around, you would think they would have refined their system, to gear more towards their users. And before Pay-Pal claims it is not them, it is the Card Company, I have my Paycheck deposited on my card, and it is there, every time, right on time, I don't have to wait 5-7 days or up to 30 days to get it.
