Purchase from Facebook

[VoloviX]

Hi all, I want to make a purchase from Facebook from an individual and he's requested that I make the payment to him as family & friends transfer so he can get the money instantly or way quicker. If do that and he doesn't send the item I bought of of him will I get covered by PayPal?

[kernowlass · Accepted solution]

@VoloviX 

Sadly not, a friends / family (or gift payment) is intended as a transfer of funds from family or friends to one another. For this reason, there is no processing fee when payment is made with bank or PayPal balance.
However as it is a “gift” payment, there is also no Buyer protection as no goods or services should have been exchanged.

If he was not a close mate or family member you should never use that option as it enables the seller to evade paying his paypal fees and negates your buyer protection at the same time. You would also not be able to open a dispute apart from one citing an unauthorised transaction (but that option is for hacked accounts so would be closed as you had authorised the transaction).