Pending payments

[Nic38]

Hello, is there a way of speeding up a pending payment, or would having the funds transferred to my PayPal account ,prior to making a purchase, avoid this in future please? Thanks!

[kernowlass · Accepted solution]

@Nic38 

You never need funds in your Paypal account balance as a buyer. When you purchase an item then Paypal credit the seller for you, this is so there is no delay in the despatch of your item. Paypal will then take the wait for the funds to transfer to reimburse them.

However they only take that 'risk' if you pay...

1. Bank transfer but have a back up card linked to your account as well.
2. Debit or credit card.
If you have option 1 but have no back up card linked then your payment may go as an echeque and you and the seller will have to await clearance.