@Claudia793
Transfers from bank accounts are never instant they go as echeques via ACH in batches, but its called ''instant transfer'' because normally when you buy something paypal credit the seller upfront and paypal take the wait for the funds to transfer to pay them back again, this is so you get your item without delay.
Takes normally several working days to transfer as Paypal use the slowest (cheapest) transfer option BUT funds normally leave your bank account from a few hours up to a few days later.
HOWEVER there are times when its you and/or the seller that takes the wait for the echeque to clear and below are some of the reasons...
1. Card needs updating.
2. Has had a recent negative balance.
3. A recent failed bank transfer.
4. For some high cost riskier payments / transactions.
5. Friends / family payments....funded from a bank account.
Advice is voluntary.
Kudos / Solution appreciated.
