I'm new here so I am not sure I am on the right spot. Apologies if I am not. I have had both PayPal MC and PayPal Credit for many years and, up until about a few months ago, have had no problems. The first one started with PayPal Credit and my PayPal MC just started this month. I have had the same bank account for over 30 years and about 6-8 months ago all of a sudden the payments to my PayPal account was refunded due to rejection. I spoke w/my bank and they said that the payments I made were never presented to them for payment (there was more than enough money in my account to make these payments) BUT PayPal Credit still charged me $27 late fee for each payment (total $71.00) This happened 3 times with PayPal Credit. I finally started using my debit card so they couldn't say it was rejected and couldn't charge me anything extra (I previously reconfirmed my bank account with them 3 times and still to no avail). This month my PayPal MC card suffered the same fate. I just spoke with the bank and, AGAIN they received nothing from PayPal to indicate that I had made a payment. The standard response I have received from PayPal has been that my bank has rejected my payment, EVEN though the bank has indicated that they never presented anything. This is a very long communication and I apologize for this, but I wonder if anyone else has had any of these problems as well. I am beginning to think that this is just a scam from PayPal to make more money. Thank you so much for your time.
