Payment verification

Cdoublec
New Community Member
Hi guys, I just made a payment via Visa debit online to what I know to be a trusted merchant. According to PayPal's records the transaction is completed however when I check my bank account status the transaction has not been posted nor have I received email verification. Just wondering if there is processing time and if so how long? Also why is it that some merchants when making purchases transactions are almost instant?
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