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i have the same problem for payment using paypal, i managed to add a paypal payment method that i have connected to my debit card in the fanbox but when i returned to pay it appeared an error message, idk what the problem was when i thought maybe the fanbox didn't accept payment using the card debit and that applies also to payments using paypal
Unless your pledging for R18 stuff, Paypal will decline it immediately. Make sure that it is set as your preferred payer to what card you have. Also, Fanbox is still adjusting for western consumers. So it will take time for that to take effect, but aside for R18 stuff but thats different.