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Payment Options due to money cap on debit card

Contributor

Payment Options due to money cap on debit card

Ok so, I have a cap on my debit card of 200$ that lasts 24 hours. If i wanted to buy a purchase online more than that. Could I put 200 into my paypal account, wait 24 hours and buy the product since it will first take my 200 out of paypal and then it will take from my bank account? Is that a thing or is there another way to do this using split payments through invoices that still allows me to have buyer protection?