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Pay in 4 Questions

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Pay in 4 Questions

Hey so quick question about this Pay in 4 thing. At the time of my order I noticed a fourth of the total was auto taken from my account, but it was showing 0 out of 4 payments. I made my down payment and now it's saying 1 out of 4 payments. What is this initial "authorization" payment on my account?? Is it added to one of the later payments or is it refunded?