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Read the screens carefully as it may be asking for a back up payment method (credit card).
I already have a card on there and that's what it's been using. It used to always do balance 1st and now it won't even show that option.
Same here. I have a balance enough to cover a purchase, and a card on file, and I am now just getting the pay via Visa option. Which defeats the point of wanting to use Paypal.