Money Withdrawn from Bank Account from cancelled transaction
I was about to pay for an item on Etsy, I had entered my paypal information and was taken back to etsy to "confirm and place order" however I realized I had the wrong item. So I cancelled the transaction before I placed the order. However the funds were still taken from my bank account. I have no record or invoice of this transaction on Paypal or Etsy.
I have read some other forums and understand that these funds, while taken, need to be processed before being sent back to my bank account/paypal balance.
I just want to check that this is correct and I can be expecting my funds to be refunded or if I will have to call my bank.