Hi. I've read the related questions and answers. This is a more general question -- I don't necessarily think it's a fraud case, but I want to understand how things work.
I was reviewing my PayPal statements over the last few months, and realized there was a transaction missing. It shows up in my reconciled bank statement as a payment to PayPal of $23.65. (At the time, when checking my bank statement, I assumed I had made a payment to a PayPal MC which I had opened in the previous month. However, the credit card statement for that month showed no payment made and in fact I got a late fee.)
No such payment was received by the PP credit card account. No matching transaction shows up in my regular PayPal account either.
There's a possibility that I (or more likely my spouse) bought something online and it was charged through PayPal to my linked bank card.
==>Here's my question: IF I bought something in this way, and my bank card actually paid for it, wouldn't it still show up on my PayPal account?
I've hardly ever used the account so I don't know. Since PayPal is shown as the payee, I can't track down what the actual item was.
I don't want to submit a fraud claim to my bank if it's just a purchase.
Thanks.
