I was scammed

danielelongo14
Contributor
Contributor

Hello, I paid with paypal 100 euros a guy who offer his instagram course. After the payment he blocked me and disappeared. There is anything  i can do to have my money back?

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kernowlass
Esteemed Advisor
Esteemed Advisor

@danielelongo14

 

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A friends / family (or gift payment) is intended as a transfer of funds from family or friends to one another. For this reason, there is no processing fee when payment is made with bank or PayPal balance.
However as it is a “gift” payment, there is also no Buyer protection as no goods or services should have been exchanged.

If he was not a close mate or family member you should never use that option as it enables the seller to evade his paypal fees and negates your buyer protection at the same time.

Your only hope is if you funded your paypal payment via a credit card then contact your card issuer and see if they will help you but unfortunately again as it was a 'gift' of money they may decline as well.




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3 REPLIES 3

kernowlass
Esteemed Advisor
Esteemed Advisor

@danielelongo14

 

Depends how you paid ie which paypal option did you use?

Depends on your funding source?


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danielelongo14
Contributor
Contributor

Yeah i think i can't do anything because i paid as Friends and Familiars. Right?

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Solved

kernowlass
Esteemed Advisor
Esteemed Advisor

@danielelongo14

 

Smiley Sad

A friends / family (or gift payment) is intended as a transfer of funds from family or friends to one another. For this reason, there is no processing fee when payment is made with bank or PayPal balance.
However as it is a “gift” payment, there is also no Buyer protection as no goods or services should have been exchanged.

If he was not a close mate or family member you should never use that option as it enables the seller to evade his paypal fees and negates your buyer protection at the same time.

Your only hope is if you funded your paypal payment via a credit card then contact your card issuer and see if they will help you but unfortunately again as it was a 'gift' of money they may decline as well.




Advice is voluntary.
Kudos / Solution appreciated.
Login to Me Too

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