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Your choice is clear. You should change the refund account info on your taxes since you have 3 bank accounts you can direct deposit to without the need of PayPal. Ain't no tellin' when your bank accounts will get verified via PayPal at this point. Then get your account verified without the panic. If any of you bank accounts have a debit card associated then you can access the cash via debit card.
Please contact customer service for assistance with verifying your account:
Log on, click HELP on top menu, scroll down to click CONTACT US, and then scroll down to click CALL US or other contact options.
Call early, during business hours, west coast time to try to get a US rep.
Or contact via social media:
Facebook (US): https://www.facebook.com/paypal
Twitter (US): @AskPayPal
It will say under the PayPal balance on the Summary page whether your PayPal balance is PayPal Cash or PayPal Cash Plus.
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