Echeck money taken out of my bank account the date of payment, on July 8th, payment is still pending

[Patj1994]

Why is this taking so damn long? The money was pulled from my account the day I sent the money, but it still shows “pending“ How long do echecks typically take to clear fully?

[kernowlass · Accepted solution]

@Patj1994 

Transfers from bank accounts are never instant as Paypal use electronic transfers ie echeques (cheaper but slower).

Funds normally leave your bank account from a few hours > few days later but they take several working days to clear through to the seller/Paypal as they go via ACH in batches.....allow 5-7 working days.

Its called instant because normally Paypal credit the seller upfront and then Paypal take the wait for the funds to transfer, this is so you get your item without delay.

As for how long that depends on your banks processing times as paypal can't credit the funds until they have received them.