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It would help if you said what funding source you were using with paypal to pay for that transaction?
is it a UK card?
does it have available funds?
is the billing address of the card exactly the same as the paypal address?
does it have the security number on the back?
is the card in your name?
i have the same exact problem. im from germany and i linked my bank card to my paypal and yes its the same address and same name and there is money in the bank. can someone please help me please