Credit card.

[Dawn50]

I want to make a large purchase to a private seller using my credit card. Can I use a credit card or does it have to be a debit card. 

[sharpiemarker]

@Dawn50 

Credit cards can be used. In fact, it is better than debit card, tbh. Not every debit card have dispute resolution like credit cards do should PayPal buyer protection falls through.

[Dawn50]

Thank you. Do you know how quickly the payment will take to show in the account of the seller from the credit card. I’m looking at a caravan tomorrow (private seller) and if we like it we want to buy and tow it straight home. X

[kernowlass]

@Dawn50 

Paypal payments are more or less instant but be careful as you have 0 buyer protection with paypal for motor vehicles.

[Teslafan101]

The payment is instant unless there is a problem with your card,but it does not mean your seller has immediate access to the money.

It depends on his Paypal account ,the item and his standing with Paypal and size of the transaction and nature of the transaction could be reviewed .

If Paypal withholds the payment and expect him to upload a tracking number from a commercial carrier which he does not have,he would have to call Paypal .

Neither party will get any Paypal protection ,you should really bring cash or bank cashier check,another way to handle this is to meet at a bank parking lot and go inside the bank and complete the deal after examining the condition of the item.