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I am sorry about your issue. Your Preferred Payment Method is the funding source that will be used when paying with PayPal. You can check your preferred payment method in your You can change your preferred payment method at any time.
Changing your preferred payment method on your PayPal account will not affect billing agreements, subscriptions, or recurring payments. You can update your payment preference on billing agreements, subscriptions, or recurring payments at any time in your account.
From your computer, here's how to change your preferred payment method:
From your PayPal app, here's how:
If you don’t have enough money in your preferred payment method, we'll ask you to choose a different payment method at checkout. To make sure you’re using the payment method you want, check the Review Your Payment page.
I hope this helps.